David Giertz Explains The Importance Of Addressing Social Security

In an interview with a Wall Street Journal columnist David Giertz, President of Nationwide Financial Distributors, gave his view speaking to clients about social security. The interviewer, WSJ columnist Veronica Dagher, commented that advisors need to speak to their clients about this topic but most aren’t doing so. Giertz said this his company did a survey of consumers that are retired or within 10 years of retirement. What they found was that most advisors aren’t talking to them about social security. David Giertz went on to say that it’s very important from a retention standpoint for advisors to address social security because if they don’t most of the survey participants said they would switch advisors.

David Giertz thinks most advisors avoid talking about social security due to its complexity. He said this isn’t an issue that advisors should be avoiding not only because clients will change advisors but also because social security makes up 40% of most retirees incomes on Facebook. He went on to say that people who start drawing social security too early can lose up to $300,000 in benefits, so advisors really need to address the topic with their clients.

In a separate interview with CNBC Giertz also explained that retirees in the past have had pensions on Whitepages.com, while today the great majority of people don’t have those anymore. Due to this fact social security is more important then ever and advisors need to address it in order to best meet their clients interests.
David Giertz has over 30 years of experience in financial advising and has been with Nationwide Financial since 2004 at https://brokercheck.finra.org/individual/summary/1515515. He obtained his degree in Business Administration and Management from Millikin University and his MBA from the University of Miami – School of Business. He is registered with FINRA as a Broker.

Richard Blair Provides The 3 Pillars To A Successful Financial Future

Some people just have the passion and the ability to be a good teacher. It’s a noble and all too necessary gift some possess that allows them to help others better themselves and create their own paths in life. Through trust and dedication, these teachers provide the foundation of knowledge to help guide individuals in providing for their own futures. For some it’s not only an innate desire but one blessed upon them by others who have influenced their own lives.

Financial planning is a key component in assuring that your needs and goals will be taken care of, no matter where your path takes you. In strategizing your financial future, trust and experience are paramount in tailoring a plan to your specific needs and goals.

According to Wealth Minder, in Austin, Texas, Richard Blair Wealth Solutions has become a leader in helping their client’s create a plan, through a three pillar approach, that will help them achieve their financial goals and maintain the quality of life they desire for themselves.

Having learned early in life the value of teaching and helping others from his mother and grandmother (who were also teachers) Richard knew it was a course his own life needed to follow.

Richard entered the financial services industry immediately after graduating from the University of Houston with a Bachelors in Finance. In 1994 he founded his own financial firm, Wealth Solutions, to better serve his clients on his own specific terms without being burdened with any conflicting objectiveness from others. His Registered Investment Advisory firm is committed to providing investment planning solutions for individuals, families and small business owners.

Richard Blair’s three pillar approach is designed to:

*Help the client develop a financial blueprint by identifying where they’re from, where they want to go and what are their strengths and tendencies towards risk tolerance and opportunity.

*Providing a long-term investment strategy to meet the client’s needs and manage assets to maximize gains and minimize losses.

*Tailoring insurance needs/solutions for long-term healthcare, life insurance and annuities.

Richard Blair is a Retirement Income Certified Professional (RICP)

Fabletics Is Shaking Up The Online Retail World

Fabletics has had incredible success in the last three years. They have managed to create a business that has done $250 million in sales since they started. Kate Hudson is the face of the company as well as being one of the co-founders. Fabletics is a subscription service that offers athletic wear to their subscribers. In exchange for a monthly fee the customer is given a variety of items to choose from. Customers can select a single item from their monthly boutique which is covered by the subscription fee.


The company is able to compete with other retail giants because of their unique and effective business plan. They combine technology, convenience, and great prices to create a site that really attracts customers to their products.They have carefully assessed what is important to consumers and delivered what they desire.


Fabletics is currently opening brick and mortar locations. There are sixteen locations already open and several more are in the works. The thinking behind this strategy is called the reverse showroom technique. They have physical locations open where customers can come and visually inspect their apparel. They then can try the item on and ask any questions to the sales representatives in the store. The store does not, however, offer the best price for the item. The online platform is where the real value comes into play. They can only get the item for the best price if they register with the online site and then sign up for the subscription service. In this way, they are able to become actual competition for retail giants such as Amazon. Their methods are creating a real advantage that rivals sales on the largest retail sites.


Fabletics is a pioneer in the athleisure trend that has taken the country by storm. They pride themselves in being able to offer all inclusive selections that combine style and economy. They offer high-quality clothing that compares to many of the most expensive brands. People everywhere have discovered the convenience and value that Fabletics can bring to their lives with their subscriptions service. They take the headache out of trying to find outfits that are stylish and fit properly without taking up a big chunk of their busy day. If the customer wants to see the item in person then the option is there with the addition of the brick and mortar locations.


Fabletics also offers a line of swimwear that stays in place and is made of the same comfortable fabrics that their workout clothing is made from. They even have comfortable evening wear that features tummy control and built in bras. Fabletics allows people to obtain quality workout wear without having to spend time shopping. They present the customer with selections that are based on their own personal style wich saves both time and money. That is why Fabletics have created an incredibly successful business in only a few short years.

The Fyre Festival In The Bahamas Is The Must-Attend Event Of 2017

There’s a big buzz going on in the fashion and entertainment worlds concerning the upcoming Fyre Festival in the Bahamas. This high-end music festival is scheduled to be held on a private island named Fyre Cay over two weekends in late April and early May of 2017.

Fyre Cay is a picturesque island loaded with beaches that is a one-hour commute from Miami. The Fyre Festival is expected to bring many of the world’s top musicians, models, artists, and chefs together to share a once-in-a-lifetime experience.

On each of the weekends that the Fyre Festival takes place, festival attendees will have the opportunity to participate in a real treasure hunt. More than $1 million dollars worth of treasures, including cash and jewelry are expected to be provided in these hunts. Read more: Fyre Festival | Facebook

According to Amp The Mag, The Fyre Festival is billed to be completely different from any music festival the world has ever seen. Ticket-holders will be flown by private plane from Miami to Fyre Cay, where they will be able to indulge in a luxurious lifestyle for the weekend.

Besides having access to a multitude of concerts, the ticket holder will be provided with nice sleeping accommodations, plenty of delicious foods, and lots of fun activities. Learn more about Fyre Festival: http://www.bravotv.com/blogs/Fyre-Festival-Bahamas-Alessandra-Ambrosio-Bella-Hadid-Hailey-Baldwin

Although the official entertainment lineup for the Fyre Festival has yet to be announced, the event is organized by musical superstar Ja Rule, and is expected to draw some of the world’s biggest rap, rock, and pop artists.

How Oncotarget is Making Scientific Research Better

Oncotarget is a peer-reviewed medical journal on oncology. It is published weekly. The editors-in-chief of Oncotarget are Andrei Gudkov and Mikhail Blagosklonny. Blagosklonny is a professor of oncology at the Roswell Park Cancer Institute and has conducted research on anti-aging and cancer. Gudkov also works at the Roswell Park Cancer Institute and is the Senior Vice President of Basic Research. They founded the paper in 2010. It is recognized as one of the top journals in the world.

Oncotarget now publishes articles on multiple disciplines including pathology, aging, autophagy, immunology, and microbiology. This is because the editors noted that some other fields are connected to oncology. Oncotarget is an international journal and accepts papers from all over the world.

Oncotarget was the first to publish the article that showed the adverse effects of e-cigarettes on oral health on DovePress.com. This came as a shocker to most since it was previously thought that it was the cigarette smoke that was harmful to the health of smokers. The study showed that vapors from the e-cigarette cause stress in the cells because of the inflammatory proteins that are released. It is this stress on the cells that may lead to oral diseases. The paper at https://twitter.com/oncotargetjrnl also showed that the damage was worse when one used flavored e-cigarettes.

Another article that was published by Oncotarget was on MET amplification and whether it was a potential therapeutic to gastric cancer. The scientists on Facebook started out by determining the prevalence of MET amplification. They used a PCR-based copy number and then confirmed the result using FISH analysis. They performed the test on samples that were obtained during surgery. The tests showed that there was a prevalence of less than 2% which means that MET amplification can only identify a small number of patients who respond to MET-TKIs. The test also showed how PCR copy numbers could be used to determine the people who will require MET-amplification to be done on them.

The mission of the journal is to spread scientific results widely and fast. This is made possible because it is released online and it is open-access on scijournal.org. This means that anyone can access it from anywhere around the world. Scientists from Japan published the paper on MET amplification.

The Life and Work History of Bernardo Chua

Bernardo Chua serves as living proof that intelligence and strong determination are the only things you need to succeed as an entrepreneur and have the power to compete with other business people coming from different parts of the globe.

Life Story

According to The Street, Bernard Chua, or Bernie to his close friends, is quite different from a lot of Asians who have triumphed in North America, for the reason that he only went there approximately 13 years ago. Though he grew to know the Philippine culture, his parents did not fail to introduce him to Chinese traditional medicine which has been utilizing unique curative plants from the latter for ages.

Among those wild plants, the one that caught Bernardo’s interest is Ganoderma lucidum. This is a mushroom variety that has a shiny outer layer and double walls, develops on tree trunks, and grows mainly in tropical places. It led her to his first business venture: the Gano Excel.

Working for Gano Excel

This is a company founded by Leow Soon Seng, who later became a mentor for him. The products that they create have Ganoderma as the main ingredients. As Chua understood the benefits that the flora can offer to man, he got closer to Leow and was soon opening a franchise in 1999 in the Philippines. He then worked tirelessly, later on, to help in establishing the brand in the United States. Thus, in 2003, he moved to the said country to hold the presidential position in Gano Excel USA.

Creating the Organo Brand

All great things must need to come to an end, as Bernardo Chua chose to vacate his place from Gano Excel after years of being at the helm of the company. Not too long after his retirement, however, in 2008 he founded OrGano Gold, a coffee brand that makes use of Ganoderma lucidum as well.

Labaton Sucharow Ensures Whistleblower Claims Are Properly Done

SEC whistleblower claims are quite important as those testifying before the government are taken by a lawyer who specializes in such cases. The cases taken by the firm at Labaton Sucharow are litigated in the same manner every time. They work quite hard to ensure their clients are given the awards they deserve, and this article explains how Labaton Sucharow does their work.


#1: What Is The Reward For A Whistleblower?


The reward for SEC whistleblowers is 10% of the total amount found as a result of the case. The government seeks out information on money that was lost, and they recover the funds as part of their criminal cases. The whistleblower who brings the information to the government is given a reward once all funds are recovered, and the whistleblower must file a claim with the government as outlined by the Dodd Frank legislation.


#2: Labaton Sucharow Represents The Interests Of The Client


The interests of the client must be protected at every step, and the lawyers with Labaton Sucharow are incredibly-skilled when dealing with the government. They understand what is required when the client asks for their claim, and they submit the papers for the claims. Clients are not asked to involve themselves in the claims process, and they are not forced to contact the government directly. The government may be quite difficult for everyone to coordinate with, but the offices of Labaton Sucharow are open for customer service on this level.


#3: Why Is Whistleblowing Important?


Whistleblowing is the only method useful for the government when no other information is available. They are investigating large cases that involve millions of dollars in lost cash, and they need someone on the inside to help them with their information-gathering. Finding a new whistleblower for every case under the law requires a new reward, and the claim amount is determined by the government and a lawyer at Labaton Sucharow.


Clients who approach the firm for assistance with their whistleblower case, and it is quite important they have a lawyer ensure their rights are protected. The whistleblower comes to the government knowing it is the right thing to do, but they are not safe until the case is completed.

Did George Soros donate to Clinton even though he knew she would lose?

George Soros has recently garnered much attention for donating kingly sums to Hillary Clinton’s spectacularly flawed and ultimately doomed candidacy. However, his smaller, and arguably more sober, efforts have largely gone unremarked upon. For years, Soros has been quietly funneling untold millions into the campaigns of local elections, shaping, and in some cases radically altering, the fundamental ways that cities are governed. For anyone who thinks that a strategic genius like Soros fell lockstep out of the handicap van and onto the sidewalk of the vanquished along with his tremulous, syncope-stricken presidential-hopeful would be making a major error of judgment.

Soros presidential money as speech, not investment

If the decision of Citizens United, which Soros himself detests, is any guide then the donations of billionaires into presidential politics is best viewed not as an investment or quid pro quo transaction, but as speech. And of course, all citizens are entitled to speak freely. So if Sheldon Adelson wants to donate $100,000 million to Harry Reid’s campaign, then Mr. Reed just so happens to pass a protectionist law which favors Mr. Adelson’s businesses, well that’s just fine.

However, in the case of Soros there’s a real argument to be made that his contributions to presidential politics, which since 2004 amount total more than $52 million dollars, really are just that – speech. Soros has been so philosophically minded throughout the course of his career that, even among his most ardent detractors, there can be no doubt that he acts primarily out of a sense of what’s morally right. His considerable political contributions seem detached completely from any profit motive.

On top of this George Soros is a very smart man. Despite their personal friendship, Hillary Clinton was an extremely flawed candidate and many analysts who knew the score had serious doubts about her ability to pull off a win in the general election. Soros was undoubtedly acutely aware of this. Even assuming he thought his chances of a win were that of a coin flip, those odds aren’t anywhere near what he normally would have required to make a financial investment. It seems likely then that Soros donated over $25 million dollars to Clinton’s campaign, not just without expectation of personal profit, but with no expectation that she would even win and indeed perhaps the expectation that she would lose. That’s about as close as a multi-million dollar donation comes to actually being equivalent to mere “speech”,at least that easily comes to mind.

Soros usually plays to win

Even if his presidential donations were intended more as a statement of solidarity then as a strategic investment, Soros’ opponents would be wise to remain on guard. His financial track record is arguably unsurpassed in history and his other philanthropic pursuits are generally no less impressive. When Soros trains his big guns on his targets, victory is usually as swift as it is complete.

Read more:
Soros bands with donors to resist Trump, ‘take back power’

Bringing The Holidays To Prisoners – Securus Technologies

With the holidays nearing, many inmates in correction facilities feel lonely and sad. They wish they could spend some time with their families during the holiday season, but they know they cannot. Knowing this is the case, the company, Securus Technologies decided to create s a way for the prisoners to enjoy the holiday with their families in a special way. They created the Christmas video visits.


The Christmas video visits allow the inmates time with their family where they can see each other on Christmas. They can take part in the mealtime, and they are able to watch and hear them as they open up their presents for the big day. The Christmas video visits made the environment a much more positive one. Many of the inmates felt a lot better when they are able to communicate with their families in this manner, and the atmosphere in the facility was jovial.


Securus Technologies is always looking for more and more ways to make the world a safer place for everyone. They created the Christmas video visits for the correction facilities to much success. This company is in demand all over the country, and is known for their expertise all over the world. When the government needs them at one of their facilities, they do their mission as contracted. Securus Technologies deals with over a million prisoners all the time. They are always in contact with them so they know the problems that can occur inside the facilities. The company is respected for what it can do, and they receive praise and recognition for a job well done. On a weekly basis, they are always coming up with new technologies to deal with the civil and criminal sectors of justice in an effort to make the world a better place for everyone to live in. Looking to the future with great ambition and strength, this company will continue to do good things.



How to Choose a Good Lawyer for Your Business

Are you facing a difficult legal matter in your business? Need to enlist the services of a reputable business litigation attorney? A reliable lawyer aims to obtain the best possible results for his or her clients.

When it comes to selecting a reputable and reliable business litigation attorney, look no further than Ricardo Tosto de Oliveira Carvalho. Mr Ricardo Tosto is a powerful Brazilian lawyer, specializing in business and corporate litigation.

The first step to finding a good lawyer is to obtain a list of qualified lawyers in your area. There are several resources that can help you find a lawyer in Brazil. You can contact friends, relatives and colleagues to ask for recommendations.

Also, check out attorney directories to get a list of lawyers that provide business or corporate litigation. Attorneys’ directory profile’s contact form is easy to use and makes it easy to connect with a lawyer in Brazil, and seek legal help.

Once you have obtained a list of potential attorneys, you can find out more about them by looking into their profiles. These will provide information about their contact, education, and biographical information. Sometimes, the profiles will also include links to their office website, personal biography, and other essential information to consider.

Ricardo Tosto de Oliveira Carvalho is a famous legal practitioner in Brazil, concentrating on business and corporate litigation. Ricardo Tosto has handled complicated business litigation for more than 22 years, most of them involving multinational enterprises, high-profile individuals and large corporations. Before starting his law office, Ricardo Tosto worked at in a small law office where he sharpened his skills. He has enormous litigation experience and leadership abilities in a vast array of business legal conflicts and commercial matters.

A focused problem-solver, Ricardo Tosto gets the idea that business goals determine legal strategies. He takes an analytical and precise approach aimed to reach his client’s particular goals.