David Giertz Explains The Importance Of Talking About Social Security

In an interview with a Wall Street Journal columnist David Giertz, President of Nationwide Financial Distributors, gave his view speaking to clients about social security. The interviewer, WSJ columnist Veronica Dagher, commented that advisors need to speak to their clients about this topic but most aren’t doing so. Giertz said this his company did a survey of consumers that are retired or within 10 years of retirement. What they found was that most advisors aren’t talking to them about social security. David Giertz went on to say that it’s very important from a retention standpoint for advisors to address social security because if they don’t most of the survey participants said they would switch advisors.

David Giertz thinks most advisors avoid talking about social security due to its complexity. He said this isn’t an issue that advisors should be avoiding not only because clients will change advisors but also because social security makes up 40% of most retirees incomes on Facebook.

In a separate interview with CNBC Giertz also explained that retirees in the past have had pensions on Whitepages.com, while today the great majority of people don’t have those anymore. Due to this fact social security is more important then ever and advisors need to address it in order to best meet their clients interests.
David Giertz has over 30 years of experience in financial advising and has been with Nationwide Financial since 2004 at https://brokercheck.finra.org/individual/summary/1515515. He obtained his degree in Business Administration and Management from Millikin University and his MBA from the University of Miami – School of Business. He is registered with FINRA as a Broker.

Richard Blair Provides The 3 Pillars To A Successful Financial Future

It’s a noble and all too necessary gift some possess that allows them to help others better themselves and create their own paths in life. Through trust and dedication, these teachers provide the foundation of knowledge to help guide individuals in providing for their own futures. For some it’s not only an innate desire but one blessed upon them by others who have influenced their own lives.

Financial planning is a key component in assuring that your needs and goals will be taken care of, no matter where your path takes you. In strategizing your financial future, trust and experience are paramount in tailoring a plan to your specific needs and goals.

According to Wealth Minder, in Austin, Texas, Richard Blair Wealth Solutions has become a leader in helping their client’s create a plan, through a three pillar approach, that will help them achieve their financial goals and maintain the quality of life they desire for themselves.

Having learned early in life the value of teaching and helping others from his mother and grandmother (who were also teachers) Richard knew it was a course his own life needed to follow.

Richard entered the financial services industry immediately after graduating from the University of Houston with a Bachelors in Finance. In 1994 he founded his own financial firm, Wealth Solutions, to better serve his clients on his own specific terms without being burdened with any conflicting objectiveness from others.

Richard Blair’s three pillar approach is designed to:

*Help the client develop a financial blueprint by identifying where they’re from, where they want to go and what are their strengths and tendencies towards risk tolerance and opportunity.

*Providing a long-term investment strategy to meet the client’s needs and manage assets to maximize gains and minimize losses.

*Tailoring insurance needs/solutions for long-term healthcare, life insurance and annuities.

Richard Blair is a Retirement Income Certified Professional (RICP)